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Real Estate

Big City Living – Affordable Cost

You’ve decided it’s time to buy your first home.  What next?  Have you already picked out a location?  Or, have you only decided on a general area that you’d like to live in without really knowing too much about the neighborhoods available to you. Often in conversation you hear a friend or relative say, “We’re moving!”  These words are usually…read more →

Fine Tuning Your Home Search

You’ve found a Real Estate professional, you’ve pre-qualified for a loan, and now the search begins.  What is it you’re looking for?  Did you know that a large portion of home buyers purchase a home that is completely different than what they told their agent they wanted?  It’s true! This causes three main problems; The search time is greatly extended…read more →

Everyone's an Expert – or not!

When you begin working with your real estate agent, you are going to find that all of the sudden, everyone is an expert in real estate.  There are friends and co-workers that have recently purchased homes, there is of course family who don’t want to see you taken advantage of, and even people that because they have been through a…read more →

Qualifying for a Mortgage

Within moments of your first interview with a real estate agent, you’ll here the words “Prequalified or Preapproved for a mortgage”. Now isn’t the time to run for the hills. Most home buyers, buy with the help of a mortgage. So unless you can dig up a few hundred grand from the back yard, sooner or later you’ll need to…read more →

You've Decided to Buy a Home

Great decision, but is it informed? There is much more to buying and owning a home than a simple ‘it’s time to buy’ decision – that is unless you happen to have so much disposable income that you don’t need to even think about the financial obligations. Do you? Let’s break this down into manageable sections, Financial, and Labor. If…read more →

Shopping for a Real Estate Agent

Scenario 1 – You are driving through your favorite neighborhood, you see a for sale sign on one of the properties. Grabbing your cell phone you frantically punch out the number on the sign and speak with Agent X. Agent X rushes out to the house and gives you a two and a half second tour of the home, moving…read more →

How to get a good mortgage refinance deal?

If you opt for mortgage refinance, it is undoubtedly a good way of keeping foreclosure at bay but you need to strike the right kind of deal for the same. There are many mortgage lenders in the mortgage industry and not all are dependable. One of the main factors that will decide the success of your mortgage refinance is the…read more →

Time is of the Essence

In most contracts you will find a time is of the essence clause, real estate purchase and sales agreements are not the exception.  What is time is of the essence? In short it is a time frame that if not met usually results in a penalty – in real estate this can mean voiding of the contract, waiving of rights…read more →

Signing the Contract

If this is your first home purchase or it’s been a few years since you’ve purchased a home it is always a good idea to read through a contract, and any addendum that would be attached to the type of property that you are looking for.  The best time to do this is before you’ve decided on a home.  Why? …read more →

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